MUHAMMAD NAFIS ANWAR, Muhammad Nafis Anwar; ABU MD FYAJ, Abu Md Fyaj; AL AMIN PRINCE, Al Amin Prince. Article-2 Challenges and Recommendation for the Adaptation of Mobile Financial Service: A Study on Small Businesses of Service Industry. Journal of Innovation in Business Studies, [S. l.], v. 3, n. 01, 2023. DOI: 10.63266/3hyrt284. Disponível em: https://journal.bup-jibs.org/index.php/bup/article/view/91. Acesso em: 27 mar. 2026.